Mobile Privacy

Online & Mobile Privacy

This Akirix Online and Mobile Privacy Policy (“Policy”) applies to your interaction with Akirix & Company or any of its subsidiaries (collectively, “Akirix,” “we,” “us,” “our”), on any online or mobile site or application that we own and control (“Site, portal, platform”), unless a different online and/or mobile policy is posted at a particular site, or is made available to you and by its terms supplants this Policy. Other privacy policies may also apply in addition to the terms of this Policy.

The Aforementioned include the Akirix Privacy Notice, which also applies to U.S. customers and consumers as described in that notice and various international privacy policies, which apply to information collected by us outside of the U.S. as described in those policies. This Policy also explains certain data use and data protection functionalities and practices of our online ads, such as banner ads, on third-party sites. Please note that where we have another type of presence on a site owned by a third party, such as a page or handle on a social media site, that third party’s privacy policy and terms of use, rather than this Policy, will govern, unless expressly stated otherwise. You may also receive an additional privacy notice in connection with your use of a particular product or affiliation with a specific business.

Agreement to Policy

By using the Site or interacting with an Akirix advertisement or page or account on a third-party site, you consent to this Policy, including your consent to our use and disclosure of information about you in the manner described in this Policy.

Gathering, Using and Sharing Information

You may interact with us in a variety of ways online, including through a mobile device. We may offer sites or applications that permit browsing and do not require registration. We may also offer the ability to access your accounts online. Information that we may collect about you through online interaction includes information that you input, such as your name, address, email address, other contact information; data resulting from your activity, such as transaction information; and location information. We may also gather additional information, such as the type of device and browser you are using, the IP address of your device, information about your device’s operating system, and additional information associated with your device. We may also gather information collected through cookies, tags, and other technologies, as described further below.

Information About "Cookies"

Cookies are pieces of data stored on your device. A web server assigns browser cookies to the browser on your device. When you return to the site you have visited before, your browser gives this data back to the server. Mobile applications may also use cookies.

We use cookies and information gathered through their use to make your experience with Akirix and certain other sites richer and more personalized based on the products, services, or other interaction you have with us and other sites. Information gathered through use of cookies may be used to make offers to you via online ads, email, U.S. mail, or telephone, subject to the privacy preferences you have on file with Akirix. We also use cookies, sometimes in conjunction with service providers, in online advertising either on our own Site or third-party sites to help determine which of our advertisements are most likely to appeal to you. We respect consumers’ ability to exercise choice in receiving these types of ads on third-party sites. We honor your choice as follows: For this type of advertising placed on third-party sites, we participate in the program utilizing the Advertising Options Icon. If you receive an ad delivered on a third-party site in part based on information collected through the use of cookies, you may opt out of receiving such ads by clicking the displayed icon and following the instructions or by visiting aboutads.info. This opt-out works via cookies, so if you delete cookies, use a different device, or change web browsers, you will need to opt out again. Industry standards are currently evolving, and we may not individually respond to or take any action with respect to “do not track” configuration set in your Internet browser.

Other parties that may collect information about your web browsing behavior when you use our Site are generally limited to service providers who may only use any information collected to provide services and marketing for us and not to provide services or advertising for any other party. Note, however that we also provide certain widgets or tools on our sites, such as tools that allow web surfers easily to share information on another platform, such as a social media platform. At other times, information from a third party may be embedded on our site, such as a map or information streaming from another site, including communications streaming from a third-party social media platform. These widgets, tools, and informational items often function through the use of third-party cookies utilized by the third-party site, such as the social media platform. As a result, these third parties may have access to information about your web browsing on the pages of our Site where these widgets, tools, or information are placed. You may wish to review the information at third-party sites, such as social media platforms where you have an account, to determine how these third parties treat data that they obtain through the use of cookies.

We also use cookies for purposes such as maintaining continuity during an online session; gathering data about the use of our site; monitoring online promotions; and anti-fraud and information security purposes.

You may be able to set your browser to reject browser cookies. However, if you choose to reject cookies, you cannot access your accounts online with Akirix. Therefore, if you set your browser options to disallow cookies, you will limit the functionality we can provide when you visit our Site. The latest versions of internet browsers provide cookie management tools, such as the ability to delete or reject cookies. We recommend that you refer to information supplied by browser providers for more specific information, including how to use these tools.

Additional Cookies

Cookies are a term also used to describe other locally stored objects, such as cookies stored in the Adobe folder on your device. These cookies will not be deleted when you clear cookies from your browser. We may use this technology for purposes such as information security and fraud prevention. We do not use this technology for online behavioral advertising purposes. Please refer to information provided by Adobe for information on how to disable and control Flash objects. If you choose those options, you may limit the functionality we can provide when you visit our Site.

Additional Technologies

We may also use additional technologies such as pixel tags, web beacons, and clear GIFs, and may permit our third-party service providers to use these technologies. We use these technologies for purposes such as measuring the effectiveness of our advertisements or other communications, determining viewing and response rates, and determining which offers to present to you on our own or third-party sites.

Using the Information

In addition to the uses described above, we use the information for purposes as allowed by law such as servicing; communicating with you; improving our Site, products, or services; legal compliance; risk control; information security; anti-fraud purposes; marketing or personalizing the presentation of our products and services to you; tracking website usage, such as number of hits, pages visited, and the length of user sessions in order to evaluate the usefulness of our sites, and using read-receipt notifications in our email communications.

Any action against Akirix arising from or relating to your access to and use of the website and the provisions of these Terms and Conditions must be brought by you in state or federal court located in the State of Utah. You consent to the jurisdiction and venue of the state and federal courts located within the State of Utah for the adjudication of all claims by Akirix against you arising from or relating to your access to and use of the website and the provisions of these Terms and Conditions.

We may share information with service providers with whom we work, such as data processors and companies that help us market products and services to you. When permitted or required by law, we may share information with additional third parties for purposes including response to legal process. As applicable, please see the additional privacy policies referenced above, such as the Akirix Privacy Notice, for more information on how we may share information with affiliates and third parties.

Policy Updates and Effective Date

If we make updates to this Policy, we will update the Policy with the changes and revise the “date of most recent update” posted at the top of this Policy. Any updates to the Policy become effective when we post the updates on the Site. Your use of the Site following an update to the Policy means that you accept the updated Policy.

Contact us immediately at +1.801.305.4300 or email info@akirix.com if you think Akirix account or services has been compromised. Please have your account information and details about the suspected fraud available when you call.

Actions You Can Take to Protect Yourself

Call or email us if you experience the following:

• Suspicious or unauthorized transactions on your account
• Locked account or password reset
• Suspicious or unauthorized ACH/ Wire transactions
• Suspicious activity with an online service
• Suspicious email received, but did not respond

Immediately send us any suspicious emails that appear to be from Akirix via our Contact Us page. Thank you for taking steps to protect your personal and financial information.